Has Your Credit Been Ruined By any of the following?

Need to start fresh and restore your credit? The team at Top Credit Consulting will join forces with you to repair and restore your credit to do just that. Personal Service Guarantee. TCC dedicates the time needed to personally analyze your credit with you and develop a plan to improve it.

Over 8,000 clients have entrusted TCC services and expertise for over a decade. We are here to help you to reach your financial goals.


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And Credit Evaluation

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Our Process

Top Credit Consulting is a leading credit repair agency for a reason. We implement three key phases to repairing and restoring your credit. Educate. Repair. Monitor.



From financial literacy workshops to one-on-one training, our team works with you to create the most effective plan to turn your financial goals and into reality. Understand what it takes to build a sound financial history and begin to take control of your situation to build a better future with better options and flexibility!



A strong tool to help you achieve financial peace of mind, is adding an online credit reporting and management app to your toolbox that TCC will manage for you or you can manage on your own. TCC has teamed up with Smart Credit, a comprehensive online credit reporting and management app, that allows you to review your credit report and even make direct inquiries using the app.



The work is never completely done, but by now you have achieved control of your finances affecting your credit score! Congratulations! After we repair the immediate damage, we continue to monitor your credit closely by accessing all negative reports from the three credit bureaus. Together, we will take the necessary steps to prevent any future injury to your credit score.


See what past customers have to say about Top Credit

Great job, Thank you for helping me reach my goal of 750 score.
The best in the industry


I am in the process of buying my own home. I have to say he works fast and gets things done quick


Mr Owens gave me great credit advice that helped increase my credit score fast